INS-02

AI Readiness Check Live

How ready is your institution for AI? Five minutes, fifteen questions, and a score across the five SAFER pillars.

The check

questions, three per SAFER pillar

minutes, answered on evidence, not intent

posture, with where to start

Your sector

Answer for your institution as it is today. When you can’t decide between two levels, choose the lower one; that is the rule the full SAFER assessment uses too.

Your notes

Keep private notes on this as you work through it: questions for your team, findings, next steps.

The five pillars

S
Secure
Who can use AI, with what access, from which vendors.
A
Accountable
Who owns AI risk, and where it is reported.
F
Filtered
What data reaches AI tools, and how that is enforced.
E
Ethical
How AI affects customers, and who checks.
R
Resilient
What happens when AI fails or goes wrong.

How it scores

Each answer is a level from 0 (not in place) to 4 (independently audited). A pillar score is the average of its answers, rounded down; the overall score maps to a posture:

0.0 to 1.0: Exposed: Stop new AI deployments; remediate before continuing.
1.1 to 2.0: Forming: Consolidate documentation; convert intent into routine.
2.1 to 3.0: Operational: Maintain cadence; move highest-risk controls to level 4.
3.1 to 3.5: Mature: Audit-ready; commission independent review.
3.6 to 4.0: Audited: Sustain and refresh annually.

Details

Based on: The SAFER governance framework
Scope: Indicative self-check: 15 questions, not the full 20-control assessment
Built for: Banks & fintechs, Microfinance, Telcos & mobile money, Regulators & development partners