AI & Data Product Architect
AI, data, and software that holds up in financial services
I help banks, fintechs, microfinance institutions, and development partners build AI and data products people actually use, adopt AI safely, and understand who digital finance really reaches.
Available for international work, remote or on site.
Researcher, editor, or event organiser? Read my research, my essays, or invite me to speak.
Try it in the Trust Lab
The Trust LabWorking prototype · ACIST 2026Try to defraud mobile money that asks the receiver firstStage a WhatsApp redirection scam and watch the receiver-consent protocol stop it.Run RCTP 5 minutes · SAFER frameworkHow ready is your institution for AI?Fifteen questions across five pillars, scored on evidence, with where to start.Take the check
3,000+
bank staff using analytics I built
8 years
lecturing information systems at GIMPA
PhD
on trust in mobile money, published with CGAP
How I can help
All services- AI governance readiness reviewFind out how AI is really used in your institution, and govern it before a regulator or incident forces the issue.
- AI application developmentCustom AI assistants and AI features built on your own data, deployed so sensitive data stays under your control.
- Safe AI adoption and data-leak preventionLet staff use AI tools without customer data leaking into them.
- Data product buildA working data product in production: self-service analytics, plain-English data questions, or performance dashboards.
- Software and data architectureArchitecture design, review, and hands-on engineering for platforms that have to be secure, reliable, and maintainable.
Why work with me
More about meI am a Senior Data Analyst at Consolidated Bank Ghana, where I own data products end to end, from business problem to deployed, governed product. My work includes a natural-language-to-SQL engine, analytics platforms serving 3,000+ staff, and a real-time core-banking streaming architecture.
I hold a PhD in Information Systems from the University of Ghana Business School, with research on trust in mobile money, and I am a published author with CGAP / FinEquity (World Bank Group). I authored SAFER, the open framework for AI governance in regulated banking, and lectured for eight years at GIMPA. So I can do the work, explain it to a board, and train the team that keeps it running.
Selected work
All projects- SAFER X REDACTLiveKeeps customer data out of ChatGPT, Claude, and Gemini prompts. Live and available to buy.
- Natural-language-to-SQL engineLets non-technical bank staff query core banking data in plain English.
- Productivity-analytics platformServes 3,000+ staff, with a local LLM assistant in Microsoft Teams.
- SAFER frameworkAn open framework of twenty controls for governing AI in regulated financial institutions.
- OneRubric
Selected publications
All publications2026
Who really uses her mobile money account?
Amponsah, R.
CGAP/FinEquity blog, FinDev Gateway, World Bank Group (translated into French).
2025
Exploring the role of affordances and constraints in shaping trust within the mobile money ecosystem: A case of rural communities in sub-Saharan Africa
Amponsah, R., Afful-Dadzie, E., Boateng, R., & Kolog, E. A.
ACIST 2025.
in press
Resilient forces, AI and the future of work in public sector administration
Afful-Dadzie, E., & Amponsah, R.
In The Routledge International Handbook of Public Administration and Digital Governance (pp. 195–205). Routledge.
Recent writing
All writing
Work with me
Tell me what you are trying to fix or build. You will get a straight answer on whether I can help, usually within two working days.