INS-01Live prototype
RCTP
Receiver-Consent Transaction Protocol
A working mobile money prototype where no credit completes until the receiver consents with their PIN on their own SIM. Try to defraud it.
The Trust Lab · Raphael Amponsah
Experiments in building trust into money and AI.
Working prototypes, research in the open, and toolkits for financial systems and AI that people can rely on. Built in Accra for banks, telcos, regulators, and industry bodies.
- Live prototype
- 1
- Tools in development
- 3
- Research project
- 1
- Audiences served
- 6
Who it's for
Built for the people who carry the risk
Choose your role to see what the Lab is working on for you.
Adopt AI without losing control of customer data.
Governance toolkits built on the SAFER framework, and prototypes that test fraud controls before they reach customers.
Everything for banks- Live prototypeRCTPA working mobile money prototype where no credit completes until the receiver consents with their PIN on their own SIM. Try to defraud it.
- Prototype in developmentAI Readiness CheckHow ready is your institution for AI? Five minutes, fifteen questions, and a score across the five SAFER pillars.
- Prototype in developmentRedaction PlaygroundPaste a paragraph with names, MoMo numbers, and Ghana Card IDs, and see what never has to leave your building.
- ArtefactSAFER X Enterprise ToolkitThe enterprise playbook for deploying SAFER X REDACT and the SAFER governance framework across an institution: rollout plan, runbook, operating rhythm, and templates.
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In development
Coming next
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INS-02In development
AI Readiness Check
How ready is your institution for AI? Five minutes, fifteen questions, and a score across the five SAFER pillars.
Based on The SAFER governance framework
INS-03In development
Proxy Trust Explorer
Which mobile money user are you? Explore the archetypes behind who really controls a mobile money account.
Based on The Dynamic Rural Trust Model
INS-04In development
Redaction Playground
Paste a paragraph with names, MoMo numbers, and Ghana Card IDs, and see what never has to leave your building.
Based on SAFER X REDACT
Research
Work in progress
Archive
Toolkits and papers
Toolkits, templates, papers, and data from the Lab. Free items ask for your email once.
The whole archiveLab notes
Latest updates
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